Travel Insurance

RossF wrote:I blew a toe piece of a binding on rentals and they refunded my rental for the days I was away with the skis and unable to use em. Ie 3 days rental from Milton Keynes being used in say, Neiderau.

Ross, you said it once, and I think you've got away with it!

Karen, If you ordered your skis from Skiset, you would have been offered insurance when you hired.

Assuming that you haven't taken out that insurance, consider if you will ski twice or more within a 12 month period. If so, the additional premium would cover you for all holidays. Errk, I am assuming you are taking out annual insurance.

:lol: karma will get me in time :cry:

I use Essential travel insurance always seems a good deal around £60 quid for the year :wink:

I skied for many years without travel insurance A) because i was young stupid and thought i was invinsible and B) i was too disorganised to sort it.

Then one year i got a blood clot in Andorra and needed airlifting to Barcelona. Luckily my mate had sorted insurance with the trip.

Imagine the cost if he had not.

Since then i never scrimp on my insurance.
Try Dog tag pretty neet idea as you carry your insurance round your neck always have it with you then.

I have an annual policy with Marks & Spencer for me and husband. Went with them as they're one of the few companies who will cover my asthma and not treble the premium. Think we paid £130 for the two of us for a year with winter sports cover and no excess. They were really good and quick when we claimed for a delay.

insure and go repaid me almost* every penny lost by my accident and the rest - medical centre, x rays, ski pass, lessons, ski hire. I've renewed with them as they haven't bumped up the premium (in fact, I think they may have reduced it, can't remember now) and they are covering the pre-existing condition with no strings attached.

I don't think I'll be moving insurance companies for a while :thumbup:

I always take out the hire shop insurance as an extra precaution. it's pretty cheap I think.

*exchange rate dropped :evil:

Its sad that none of us will know how good our insurance policy is, until we have the misfortune to need it

Ski hire insurance and insurance for your own equipment is pretty important.

Last year I put my brand new racing skis down in VT for lunch. When I returned, my skis were gone but an identical pair (make, model, colour) were a couple of metres away which were 10cm longer. I can only assume that the owner of the other skis picked mine up by mistake, managed to clip into the bindings, and set off down the hill none the wiser. Either that or he wasnt getting tight enough turns on his and fancied ago on my shorter ones.

Lukilly I managed to get a police report off the gendarms (very important when claiming on insurance), hired some rental skis and was able to claim the full £400 + cost of hire skis back on the insurance when I got home.
Would have been screwed without the cover.