Travel Insurance

Fourth year with Direct Travel, Europe, multiples of 47 days travel, inc multiples of 17 winter sports, to which you can add.

£66 inc loyalty bonus. That is for two of us. £50 excess, but we have saved that four times over.

Nat west advantage gold bank account gives you free travel insurance for you and all your family, and includes free upgrades to winter sports cover too. That includes your skis and equipment, as well as medical cover etc.
I think other banks do similar packages too. It pays to choose your bank provider carefully )

Is £350 enough to cover broken or lost skis?

Also they mention you are covered to ski on or off piste (with an instructor) but what if we are out sledging and one of us breaks a leg? is there something else that I should be looking for on the policy?

Karen

£350 should be enough to cover any skis (unless they are top end).
You need to bear in mind that skis are not usually replaced on a new-for-old basis. I.e. if the skis are 2 years old then you will get less money for them. I was lucky that my skis were 3 days old when they were nicked so I got the full replacement cost.

In terms of off piste, you will get medical treatment if you are off piste (they arnt just going to shake their head at you and refuse to land the helicopter) but your insurance may not cover the costs for the medical people (thousands of pounds for a helicopter, morphine etc). In Mayrhoffen in December, one of my mates was boarding in the trees and dislocated his shoulder on a tree stump. He had to stumble at least 200 metres back to the piste so he could claim on insurance. An extreme example I know but you know how petty insurance comapneis can be.

Just out of interest I just thought i would let you know that if you go through www.quidco.com you will get 14% (at Direct Travel) of the total policy back in cash.

I use this cashback site quite a lot, especially for xmas presents and always check if i am buying online. Especially with More than I offer to get all family members policies on the net and go through quidco to get the cash back sometimes it is £75.

anyway its not a sales pitch but thought it might be of interest to consider. After all its better in your pocket than the company and last year I got £300 cash back just through clicking through their website.

Karen