Be sure to insure!

bandit wrote:Just looked up the Insurefor policy on their website. For off piste skiing they state "Off piste skiing or snow-boarding
(within local ski patrol guidelines)"

I wonder what that actually means :?:

I haven't taken much notice of that tbh cos I never ski off piste and nor do my family. I think they're a good company though. very cheap and eveything I need included. Plus don't forget to go through quidco to make extra cash!!
If you want to check that with them, give them a ring. They even have a freefone number! 0800 091 2830 I emailed them to ask if we were covered if for instance one of the kids had to stay in the country, for me to stay with them. I said I wasnt ringing an 0871 number and they gave me that one!!

smartski wrote:

Locks might be a deterrent, but just because they're locked don't assume that they are then covered by the insurance; this is one policy wording for EXCLUSIONS:
"5. Claims arising from ski equipment left unattended in a place to which the general public has access (e.g. on the slopes/outside a restaurant"

I would assume that to mean they would refuse to payout locked or not.

Having jumped the "lock" hurdle, policyholders are then presented with a % reduction for each year a ski is owned, if they should dare to make a claim.

A decent cable lock will deter the drunk/dork which are the source of most incidents. I use one like this, which fits in a pocket.

http://www.sjscycles.co.uk/safeman-compact-pocket-cable-lock-prod4738/

Mekka wrote:I pay extra for my account and get 'lots of benefits'. They assure me this is saving me tons of money. I haven't looked closely enough to figure out the saving vs cost. It covers me for phone, iPod, travel, roadside assistance. All the usual. I've yet to make a claim on any of it. It sure is handy though having it all done by them.

I check the cover every time a point gets raised on here. Eg the alcohol thing last season. Up to now it's not been lacking.

I think my bank offered me that but it worked out dearer. Don't use a mobile or an ipod and we only do 2.5k miles in our family car so dont see the need for breakdown insurance and my travel insurance is dirt cheap anyway. The bank's house insurance is extortionate. Think mine quoted me about £300 for both and I get it online for £150 for contents and buildings, AND about £45 cashback from quidco! I avoid bank stuff like the plague.

Glad to hear your hubby fully recovered. :) It is always a worry while away.

Bandit, I have to laugh at "dork" lol. A word we often use.
Mind, my hubby had the wrong skis, as someone had left theirs with all our four's skis, and they were the exact same ones. But luckily it was sorted at the ski office, after they didn't feel right. They knew who's skis they were and he had my hubby's, so they swapped back. In future we will make a note of numbers. I doubt anyone'd knick em, as they can't be slipped in your case lol

Well all this made me find out for myself...I use the RBS cover that comes with my extra payment to my account...really good value as I do use the car breakdown and the mobile phone cover is useful too..I find that I have to take my policy document with me when I travel so I have ordered one and will read the cover details with interest,,It also made me look at my 'European Health Card' ...and i found that it had expired last year..didn't know they had a sell by date..you can renew on line ...I will read the conditions thoroughly and let you know

Discodee wrote:but you may as well get the whole insurance package mekka. You have to be insured against unjury anyway! Why then pay extra at the hire office!
Lotta insurefor do 16 days skiing a year. I spose 18 would be better as it'd cover 3 weeksworth. That said, if you didnt claim on yr first trip, how would they know you'd already been??????

Had my skis nicked yesterday while at lunch. Glad I had the shop insurance.
The bigger problem is how to get down the mountain without skis. I was lucky as I was at a gondala that I rode down. Not sure what I would have done otherwise.

Do you take out equipment insurance with the shop when you are there,(can't remember them offering to us before), or when you book online ? - Think I will do it this year, had a narrow escape the other year with skis taken.

I do it with my ski insurance. Run the risk of having to claim in back and pay upfront.