Be sure to insure!

He did thanks. The 'best bit' was asking the surgeon if he would be able to walk down the aisle at our wedding 12 weeks later. The surgeon gave us a gallic shrug and a snigger. Luckily he did walk down the aisle and the crutches were used very little :D

He had to have the metal plate removed here 12 months later as it irritated his leg. He was back skiing after 24 months. He's very athletic though.

Smokey Barr wrote:Out of interest, does anyone here 'directly' know anyone who has had to make one of these £10k+ claims?

Yes I have SB.
In two ways - firstly son of an aquaintance who sustained a back injury boarding in USA. No idea what the total insurance costs were but the "extras" claimed back by parents exceeded $10000.
The repatriation was a private jet across the Atlantic.
I was also involved with a medical repatriation company in a small way (those people who you phone when away for help and authorisation) and the costs of some medical claims were amazing. The most I recall was from USA (non-skiing) somwhere in the order of $500,000.

I agree with Mekka that the NHS means that we are all thankfully unaware of the real cost of health care in the UK. A quick internet search says that cruciate ligament repair costs £3700 to £6400 in the UK.

I will never go abroad without good quality insurance.

I'm in La Tania at the moment. One of our group had some skis taken probably by accident) outside a restaurant.. and another pair left in their place! The local hire shop have been LESS than helpful. It is so frustrating. We've had to go the police in Meribel (they were taken in Les Menuiires) to report the loss and now she has had to hire another pair. She is insured but it has made us all check our policies!

Most folks don't lock their skis where I usually go. Last week outside a restaurant I stood and watched a guy walking between the ski racks, picking pairs up...putting them back, moving along the line (rinse/repeat). He'd forgotten where he'd put his AND what they looked like.

He was unable to pick mine up, I use a lock )

Just looked up the Insurefor policy on their website. For off piste skiing they state "Off piste skiing or snow-boarding
(within local ski patrol guidelines)"

I wonder what that actually means :?:

The case of Sarah burke's medical bill show's the cost.

http://latimesblogs.latimes.com/sports_blog/2012/01/sarah-burkes-family-trying-to-raise-money-to-cover-medical-costs.html

If you are conscious when you are brought into the ER, the first thing they want is to see your insurance card.

Or in my case, they took my passport off me so I could not leave!!

Will write more later, my total claim was £13k...

bandit wrote:Most folks don't lock their skis where I usually go. Last week outside a restaurant I stood and watched a guy walking between the ski racks, picking pairs up...putting them back, moving along the line (rinse/repeat). He'd forgotten where he'd put his AND what they looked like.

He was unable to pick mine up, I use a lock )

Locks might be a deterrent, but just because they're locked don't assume that they are then covered by the insurance; this is one policy wording for EXCLUSIONS:
"5. Claims arising from ski equipment left unattended in a place to which the general public has access (e.g. on the slopes/outside a restaurant"

I would assume that to mean they would refuse to payout locked or not.