Decent insurance, to cover general skiing and off-piste - any suggestions?
Started by Nitty in Ski Chatter 20-Jan-2009 - 25 Replies
Steverandomno
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
RossF
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
Steverandomno
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
bandit wrote:RossF wrote:The one below the Extreme policy allows ski touring, surely they cannot expect that to be 'in bounds'?!?!
Putting ski touring, or using skins aside, I was a little concerned that if I were skiing off piste under a lift, or between pistes, I would not be covered as it would be neither a piste or an itinerary.
I used to use Snowcard. Last year, I was sent for an MRI scan on 1 knee by a consultant. Like a good little citizen I told Snowcard my insurer, as it's part of the policy requirement. They simply withdrew my cover the same day. So I went hiking in Switzerland anyway, and the net result of the scan was, apparently I'm getting old.
Nice! I'm a little dissapointed at this. (Though probably not half as much as you.)
Did they offer you any money back (for unused portion of coverage) or the option to increase the premium?
Steverandomno
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
RossF wrote:Whistler? That'll teach you for going to Canada to ski in a European resort :twisted:
The only place we didn't ski was Whistler :lol:
Edited 1 time. Last update at 21-Jan-2009
RossF
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
I didn't think the interior was hit too bad, where did you ski?
Bandit
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
steverandomno wrote:bandit wrote:RossF wrote:The one below the Extreme policy allows ski touring, surely they cannot expect that to be 'in bounds'?!?!
Putting ski touring, or using skins aside, I was a little concerned that if I were skiing off piste under a lift, or between pistes, I would not be covered as it would be neither a piste or an itinerary.
I used to use Snowcard. Last year, I was sent for an MRI scan on 1 knee by a consultant. Like a good little citizen I told Snowcard my insurer, as it's part of the policy requirement. They simply withdrew my cover the same day. So I went hiking in Switzerland anyway, and the net result of the scan was, apparently I'm getting old.
Nice! I'm a little dissapointed at this. (Though probably not half as much as you.)
Did they offer you any money back (for unused portion of coverage) or the option to increase the premium?
Actually, I was pretty cross at their behaviour. They assured me that it was the industry norm. They reinstated the cover once I had a letter from the consultant, which essentially said, nothing to see or do here. No refund offered at any time.
I had complained to them that their policy had less value than a chocolate teapot, and their response was they'd only withdrawn cover for that knee.
My understanding of insurance policies for travellers and those participating in sports is that all conditions "relating to" are also uninsured, if a company withdraws cover. Just let your imagination run that one through.
Umbrella salesmen, the lot of them. My annual policy with that co. for a couple skiing Europe was close to £200.
RossF
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
I had an MRI by request (£800 I won't be spending in a hurry again) to have my knee check out, mostly clear. Rang up Endsleigh to inform them, 'that's great enjoy your trip'.
John101
reply to 'Decent insurance, to cover general skiing and off-piste - any suggestions?' posted Jan-2009
worked in a resort, was with a ski instructor friend who took kids off piste, he fell and broke his back, ended up crawling back onto the piste for a helicoptor!funny looking back but not at the time!
If im right though, snow mobiles/helicoptors will only rescue you on piste anyway, perhaps im wrong apologies every1 if i am! :oops:
Topic last updated on 23-January-2009 at 16:05