That age old insurance question

Colpam wrote:Hi Iceman

Remember that you should have hospital and other medical cover under European E111 card. However, this will not cover you for on piste injuries, but, depending on where you are staying opt for the local ski insurance at the resort when purchasing your ski lift. This insurance will cover you for anything on piste including helicopter removal and onward journey to medic centre or hospital whatever is required. This type of cover in France and Italy is usually 1.50euro per day. Hope this may help. Colpam

The EHIC will cover you for all A&E treatment skiing related as well, but remember depending on which country you're in you may still have to pay some costs for this, the rest is as Colpam states.

Used them last year, daughter had a fall hurt her wrist put in cast as we were told it was broken. It was a lightweight cast so she was allowed to carry on skiing if she wished.

When we returned home armed with xrays and got into the NHS system, she had not broken her wrist at all. I had started the claim process but phoned travel Direct up to not pay as it had ruined my daughters holiday, they still paid the claim to the hospital.

brooksy wrote:

Colpam wrote:Hi Iceman

Remember that you should have hospital and other medical cover under European E111 card. However, this will not cover you for on piste injuries, but, depending on where you are staying opt for the local ski insurance at the resort when purchasing your ski lift. This insurance will cover you for anything on piste including helicopter removal and onward journey to medic centre or hospital whatever is required. This type of cover in France and Italy is usually 1.50euro per day. Hope this may help. Colpam

The EHIC will cover you for all A&E treatment skiing related as well, but remember depending on which country you're in you may still have to pay some costs for this, the rest is as Colpam states.

The EHIC may cover hospital treatment.
But most medical centres in sci resorts are private and the health card is of little use.
Best to get high quality travel insurance. Cheap is very often a false economy in this area. But on what is in the small print (yes, there is lots to read and it will take a while), not on anything else.
A skiing holiday is one of the most accident prone types of popular holiday and there is a very real chance you may have to make a claim at some point.

I ski in a party of around 15. In six trips, two people have had to be carried off the mountain and made claims - one beginner and one expert.

I have used DT annual travel insurance for over 10 years. I have made only one claim ~ a non-medical one ~ they paid, no quibbles, didn't even want to see the paperwork. They changed insurers a couple of years back, and I found that they could no longer meet my combination of requirements worldwide cover, a medical condition, (not me), a limit of 17 days ski cover per year, and specific off-piste cover.
Had they been able to continue to meet my needs, I would still have been with them.

Thanks for the helpful replies. Really appreciate it

It is not about the £9, if they are a good provider then they could well be used for other trips too.

:thumbup:

Hi Iceman, I've used them for quite a few years now. Fortunately I've never needed to make a claim for medical cover, but they did pay up £300 for piste closure in the 'no snow' season of 2006/7 . I just obtained a letter from the local tourist office confirming that all the pistes were closed & posted it to them & they sent a cheque to me without any delay.

tspill wrote:

brooksy wrote:

Colpam wrote:Hi Iceman

Remember that you should have hospital and other medical cover under European E111 card. However, this will not cover you for on piste injuries, but, depending on where you are staying opt for the local ski insurance at the resort when purchasing your ski lift. This insurance will cover you for anything on piste including helicopter removal and onward journey to medic centre or hospital whatever is required. This type of cover in France and Italy is usually 1.50euro per day. Hope this may help. Colpam

The EHIC will cover you for all A&E treatment skiing related as well, but remember depending on which country you're in you may still have to pay some costs for this, the rest is as Colpam states.

The EHIC may cover hospital treatment.
But most medical centres in sci resorts are private and the health card is of little use.
Best to get high quality travel insurance. Cheap is very often a false economy in this area. But on what is in the small print (yes, there is lots to read and it will take a while), not on anything else.
A skiing holiday is one of the most accident prone types of popular holiday and there is a very real chance you may have to make a claim at some point.

I ski in a party of around 15. In six trips, two people have had to be carried off the mountain and made claims - one beginner and one expert.

I have used EHIC after having an accident in Switzerland & they have only private compulsory health insurance, they refused the card giving the reason that they didn't know what it was.Kept the bills & claimed through the Spanish health service when I got back. If you are to use this card you must go for medical treatment equivalent to your own countries health service even when the other country has private the same as Switzerland, so don't knock it unless you've tried it, definitely worth having.