Skiing Insurance

Hello all,

A couple of years ago during apres ski, two friends (trying to be conscientious) decided to swop one ski with each other (they were obviously not a pair) and leave them against a rack outside the bar.

Unfortunately, someone stole one of these sets, so both friends had to pay up for hiring new skis and pay the ski hire company.

My question is about ski insurance, I've just had an annual, worldwide travel insurance quote including ski equipment insurance (but ski's have to be locked) and off-piste for £70 which is an upgrade on the basic package of £50.

Does this sound excessive? it also includes some payments if flights are delayed or baggage is lost but I wonder if anyone else pays these premiums to insure their equipment?

Vin

Dogtag was £146 off for an annual policy at the Sport+ level for the highest coverage. Does not sound excessive at all (that is a maximum trip length of 31 days inc Winter Sports)>


Edit, that was just for Europe.

Reads like quite a good price for Worldwide cover. My last years' cover was £199 for Europe.

RossF wrote:Dogtag was £146 off for an annual policy at the Sport+ level for the highest coverage. Does not sound excessive at all (that is a maximum trip length of 31 days inc Winter Sports)>

Rosss I'm just not keen on the Dogtag groupings for cover off piste. To get any kind of Comprehensive "no nit picking" cover I would have to buy the Extreme package. Not really my thing )

I picked it because you got Dog Tags... :lol:

It said the basic cover included off piste.. have I missed sometihng?

This is how they define off piste.....from their website pdf

Off-piste:
Venturing over ungroomed and unmarked slopes but within the ski area or resort boundary, i.e the
area covered by ski patrollers or managed by the resort. Most resorts designate off-piste areas and
mark them as itineraries on the piste map. If you are uncertain about a particular area, do not go there.
Some people understand off piste (or backcountry) skiing or boarding to mean ‘going out of
bounds’, i.e. outside the resort. If you are going out of bounds or outside marked areas of the
resort, you are advised only to do so with a fully qualified local guide.

Here's me doing summat "Dogtag" call Extreme..... :mrgreen:

ie: I'm outside the resort area boundary, not on a ski slope or an itinerary, I'm on touring kit, and no ski patrollers will check the slope.

Radical eh :D



On my way to lunch at the Hotel Weisshorn :D

Ah f*ck, so you require the extreme.. looks like I need to ring em up and sort it out. Would have been fantastic if something had happen (god forbid) to find out I was going to get a big credit card blll..

RossF wrote:Ah f*ck, so you require the extreme.. looks like I need to ring em up and sort it out. Would have been fantastic if something had happen (god forbid) to find out I was going to get a big credit card blll..

Sorry Ross, for me the devil is in the detail, and I always read the small print these days.

Insurers are generally in this lark to make money, and not hand it out :roll:

If you are within a certain number of days of purchase, there is a legal "cooling off period" if the policy is not what you need.