the old insurance question

bandit wrote:It's worth taking good care of your hire skis, as the ski shop will charge you for a brand new pair, even if the ones you lost were not new.

That is a very good point Bandit as I always see hire skis mistreated in resort 8)

I just wish it was simpler, every year struggle to balance cover versus cost, and value for money against too good to be true.
You never know what a company is like until it goes wrong and then its too late if the cover not adequate.
You can use big companies and they can be worse than little ones.
Guess too lazy to go through lots of policies small print to get all the information and make the best decision.
Would love somebody just to say, buy that one!

john987 wrote:I just wish it was simpler, every year struggle to balance cover versus cost, and value for money against too good to be true.
You never know what a company is like until it goes wrong and then its too late if the cover not adequate.
You can use big companies and they can be worse than little ones.
Guess too lazy to go through lots of policies small print to get all the information and make the best decision.
Would love somebody just to say, buy that one!

You need to go to a Broker, tell them what you want/need, and listen to them tell you which Policy you should buy :D

bandit wrote:

john987 wrote:I just wish it was simpler, every year struggle to balance cover versus cost, and value for money against too good to be true.
You never know what a company is like until it goes wrong and then its too late if the cover not adequate.
You can use big companies and they can be worse than little ones.
Guess too lazy to go through lots of policies small print to get all the information and make the best decision.
Would love somebody just to say, buy that one!

You need to go to a Broker, tell them what you want/need, and listen to them tell you which Policy you should buy :D

A good idea but you will have to trust they just don't sell the one with the highest commision for them.

AFAIK for UK based Brokers, they are obliged to tell you, should you ask, if they are earning a commission from a recommendation which leads to a sale.

Alternatively do the leg work for yourself, can't expect a Broker to work for free.

Im still with DT because im yet to ski beyond 17days in a year. However this year may be different so when my policy expires next month i will be asking about the cost to add on extra ski days as and when required.

Also, for the first time, this year i will be buying Carre Neige in resort as additional security.